Gloversville Housing Authority | Family Self – Sufficiency Program
page-template,page-template-full_width,page-template-full_width-php,page,page-id-20322,edgt-core-1.0,tribe-no-js,ajax_fade,page_not_loaded,boxed,has_general_padding,hudson-ver-1.6, vertical_menu_with_scroll,smooth_scroll,,side_menu_slide_from_right,grid_1000,woocommerce_installed,blog_installed,wpb-js-composer js-comp-ver-4.12,vc_responsive

Family Self – Sufficiency Program

A program supporting self-improvement & economic growth for families

Central Office Section 8

11 Federal St. | Saratoga Springs, NY | 12866

Tel: (518) 372-8846

Fax: (518) 372-8467


Who Can Participate?

Families who receive rental assistance from Section 8 Housing Choice Voucher Programs are eligible to participate in the Family Self Sufficiency Program.

What is the FSS Program?

The Family Self-Sufficiency Program (FSS) is a voluntary program designed to help families achieve economic growth through education, improved employment opportunities, financial planning and home ownership. FSS staff work closely with nonprofit organizations, social service agencies and educational institutions to identify available resources to help participants overcome barriers to economic independence.

Help from FSS Coordinators

If you choose to participate in this program, you will meet with a Referral Coordinator to decide what goals you want to accomplish in the next few years and what steps you need to take to accomplish them.

The FSS staff includes specialists who can work with you one-on-one in:

Credit Counseling – ordering credit reports and scores, disputing errors, offering settlements, making payment arrangements, and creating debt reduction plans


Budget & Financial Counseling – review income, expenses, spending habits, and financial goals. Assist with budget planning and building assets


Homeownership Counseling – building your team of professionals to assist with the home search and purchase process, and providing post purchase assistance.

Your Referral Coordinator can also provide you with resources for:
  • Child Care
  • Education
  • Employment
  • Transportation
  • Legal Assistance
  • Disability and Health Care Assistance: SSI/SSD, Child Health Plus
  • Emergency Assistance and Food Pantries

An additional benefit of the FSS program is the chance to earn money in an escrow account. When your earned income (from employment) increases and your share of rent also increases, Section 8 contributes a portion of the rental increase to build a savings account for you. This savings account is an escrow account that you can use to help meet the goals on your action plan.

These funds can be used to pay off debts, purchase a vehicle, pay college tuition fees, or for a down payment on a home if these are goals on your action plan.


To graduate from the FSS program you must: 1) complete all of the goals on your action plan, and 2) be free from cash assistance (TANF) from the Department of Social Services for 12 consecutive months. Upon graduating, a check for the balance in your escrow account will be delivered to you!

Family Self - Sufficiency Program
Family Self - Sufficiency Program
A program supporting self-improvement & economic growth for families

Contact Us

(518) 372-8846

Program Director & Home Ownership Coordinator
Nancie Williams ext. 130

Budget Coordinator
Sonja Daub ext. 128

Credit Coordinator
Jenna Adams ext. 133

Referral Coordinator
Barbara Talbot ext. 123

Referral Coordinator
Alisha Sussman ext. 124

Referral Coordinator
Chris Camburn ext. 127

Referral Coordinator
Stacie Boni
-O’Neil ext. 122